Protect Your life with Comprehensive Coverage
Get Reliable Life Insurance,Critical Illness,Income Protection and Accident Cover
We’ve partnered with UK's leading insurance providers to save you time and money – we can help you find the policy that’s right for you and your loved ones
Who We Are and What We Do
Your Trusted Partner for Life Insurance
we specialize in comparing leading UK life insurance providers to help you find the right protection for your future. Our commitment to service excellence and personalised support ensures you're covered against life’s uncertainties — giving you the confidence to live fully and explore freely.
Tailored coverage for everyone
24/7 protection
Affordable plans with maximum benefits
Our Services
Our Insurance Services
We offer a wide range of insurance services designed to meet your unique needs. From life and medical coverage to Income protection, accident, hospital and critical illness cover. Our plans provide peace of mind wherever you go in the world.
Life Insurance
Protect your family's financial future with life insurance. If you pass away, the cash
lump sum from your policy ensures your loved ones will be financially supported, no
matter what life brings. Please note, this benefit is payable only if your policy was
active and premiums were up to date at the time of death.
Income Protection
Keep a steady income even when you can't work due to illness or injury. Income
protection insurance can help you pay the bills, and keep up with day-to-day living
costs whilst you're out of work, even up until the age of retirement.
Critical Illness Cover
Be prepared for the unexpected. Critical Illness cover provides financial support if
you're diagnosed with a serious or critical illness. The payout means you can focus
on your recovery without having to worry about money.
Accident Insurance
Life is unpredictable, but your protection doesn’t have to be. Accident Cover provides financial support if you’re seriously injured in an accident. Whether it’s a permanent disability, loss of income, or unexpected recovery costs, this cover ensures you and your family aren’t left struggling. It’s affordable, straightforward, and gives you peace of mind knowing you’re protected against life’s “what ifs.”
Children's Cover
Protecting your children is every parent’s priority. Children’s Cover pays out if your child is diagnosed with a specified critical illness or, in the worst case, passes away. The payout can help cover treatment costs, time off work, or simply ease financial pressure during an incredibly difficult time. It’s an add-on that gives your whole family an extra layer of security, because peace of mind should include your little ones too.
Health Insurance
Good health is priceless, but waiting times and limited options can be stressful. Health Insurance gives you access to private medical care, faster treatment, and a wider choice of specialists and hospitals. From routine appointments to major procedures, it’s designed to keep you and your loved ones healthy, supported, and back on your feet quickly, with less waiting and more peace of mind.
Successful Claims in 2024
Expert Insurance Advisors
Happy and Protected Individuals
Prestigious Awards Won
Testimonials
What Our Customers Says
Our customers' trust and satisfaction are at the heart of everything we do. Hear from our happy clients who have experienced peace of mind and reliable support with our insurance plans.
"Getting life insurance had been on my to-do list for years, but I kept putting it off. I'm really glad I finally sorted it through you guys. The whole process was way smoother than I expected, and everything was explained in plain English, no jargon. Now I’ve got peace of mind knowing my family will be looked after if anything happens to me. Honestly, I wish I’d done it sooner."
- Monique T., Birmingham
"After a health scare in the family, I realised how important critical illness cover actually is. The team helped me find the right policy that fits my budget and still gives solid protection. They were really patient with my questions and didn’t pressure me into anything. It’s a huge weight off my shoulders knowing I’ve got that safety net in place."
- James R., London
"When you're self-employed like me, if you can't work, you don't earn. I didn’t even know income protection existed until I spoke with you. Now I’ve got a policy that kicks in if I’m out of work due to illness or injury — which is a big relief. It’s one less thing to stress about. Honestly, the advice and support were top notch"
- Rachael D., Manchester
FAQ
Frequently Asked Questions
Why choose UrCoveredByUs.?
Because peace of mind shouldn't be complicated. At UrcoveredbyUs, we act as your trusted partner, guiding you every step of the way.
We search the entire market on your behalf to find the most suitable life insurance policy tailored to your needs, goals, and budget. It’s life cover made simple, affordable, and built around you.
Why should i trust you?
With years of collective experience and in-depth knowledge of the life insurance industry, our advisors are equipped to offer clear, unbiased recommendations.
We’re not tied to one provider, our loyalty is to you. Every policy we suggest is backed by expertise, transparency, and a genuine commitment to protecting what matters most.
What benefit do i stand to get?
You save time, avoid hassle, and gain clarity. We handle the complexities of
underwriting, policy comparisons, and insurer negotiations, ensuring you get
comprehensive coverage without the stress.
Our priority is to secure policies that offer real value, long-term protection, and peace of mind for you and your loved ones.
What type of advisors will i get?
Real people, not call centres. Our seasoned life insurance advisors cut through the jargon and take the time to understand your situation. Whether face-to-face, in your office, at home, or online via Zoom or Teams, you’ll always get a personalized, human-first service from start to finish.
Does any policies backs this up?
Absolutely. Each policy we recommend is sourced from reputable UK insurers and designed around your personal circumstances.
You’ll receive a tailored plan that ensures your family is financially protected, providing security when it matters most.
Your future is in safe hands.
UrCoveredByUs connects people with trusted, FCA-authorised insurance brokers and providers. We simply help you find and compare cover options through our verified partners.
Life insurance without a medical is available for most people. This means that you'll be able to take out a policy without needing to complete a medical exam , though you will be asked medical questions related to your health which you must answer fully and truthfully. Whether or not you're eligible will depend on circumstances relating to your health, lifestyle and your family's medical history.
During working hours (Mon-Fri, 9am – 6pm), 75% of people receive an immediate online quote or a telephone call within 1 hour to discuss their requirements. Overall, 92.40% of people are contacted within 24hrs.
When you share your details, you agree we may pass them securely to an authorised broker so they can contact you with quotes. Any prices shown are examples only; your final quote may differ based on personal circumstances.
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We’re more than just an insurance brokerage – we’re a UK-based team committed to helping individuals and businesses find the right cover for their needs.
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We’re more than just an insurance brokerage – we’re a UK-based team committed to helping individuals and businesses find the right cover for their needs.
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